Personal Banking

Online Banking Login Has Moved

With the redesign of our website, you will now find the Online Banking login at the top of your screen (in the upper right hand corner).

Just choose an account type from the drop down list, and click the login button. You'll be directed to the sign-in page, as always. The look of our website has changed, however your access and passwords to online banking accounts has remained unchanged. If you have any questions about the new website, please call our Online Banking Assistance line at 301-2156. We're happy to help!

Six Checking Accounts

Legendary Checking - Our Very Best Checking Account Package for only $7 per month

Unlimited Checking
With your Legendary Checking account, enjoy unlimited check-writing with no per-check charges.

Free Checks
Receive your personally imprinted checks at no additional cost. One style, one box per order.

$5,000 Travel Accidental Death Insurance You are protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier - scheduled airline, bus, taxi, and train.

Free Visa® CheckCard
With your checkcard, you will never have to worry about carrying large amounts of cash. Just use your card instead of writing a check or paying cash, and the funds will come directly out of your checking account.

Plus... as a First Guaranty client, you will also be entitled to withdraw cash at Publix™ ATMs with absolutely no extra charges - no fees will be charged by Publix™, and no fees will be charged by First Guaranty.

Use any ATM in America for FREE!
Use your checkcard to obtain cash from a nationwide network of ATMs...and First Guaranty will never charge you a fee! Does not include surcharges imposed by other financial institutions.

Free Safe Deposit Box
Receive a free 3"x5" safe deposit box for one year. Subject to availability. Valid at time of initial safe deposit box opening only.

Free Online Banking with Bill Pay
Enjoy the convenience of checking the status of your account anytime and anywhere you have internet access. You can also take advantage of Free Online Bill Pay - pay all your bills with the simple click of a button!

24-Hour Telephone Banking
Automated assistance is just a phone call away - 24 hours a day and seven days a week! Call 301-2100 to access your accounts. You can check your account balances, verify recent deposits and withdrawals, transfer funds, and also find out what checks or debit transactions have recently posted.

Emergency Travel Assistance Services Travel with the peace of mind that help is just a phone call away if you need emergency cash or assistance with lost/stolen luggage or travel documents.

Monthly Statement with Imaged Checks
Enjoy the convenience of receiving images of your checks on your monthly statement. There is less bulk for you to store, and imaged checks make it easy to keep all your banking information together.

Free Travelers Checks, Money Orders & Official Checks
Just stop by the bank and we'll provide these at no extra charge.

Free Overdraft Protection
With overdraft protection, available funds from your savings account are automatically transferred to your checking account if you should overdraw your account. Enjoy this benefit with no transfer fees!

Payment Card & Identity Theft Protection If you ever lose a registered credit, debit, or ATM card, simply call our 24-hour toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.

Local & National Dining Savings
Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries, for catering, take-out, and delivery.

Local & Online Shopping Discounts
Enjoy access to discounts at a variety of retailers locally and online. Take advantage of savings on clothing, electronics, jewelry, books, and much more! Also, save on professional and automotive services such as house cleaning, lawn care, oil changes and new tires!

Travel, Hotel, & Recreation Discounts
Save up to 50% at over 15,000 hotels in popular destinations worldwide. Enjoy easy online access to discounts at properties such as Hilton, Sheraton, Residence Inn by Marriott, Holiday Inn, and many more! Enjoy preferred rates at several of the nation's largest condo resort rental companies and save 10-25% on car and RV rentals. Also, take advantage of discounts on golf and ski vacation packages, airfare, theme park admissions, sporting event tickets, and many other exciting activities.

Pharmacy Savings Program
Conveniently enjoy savings with your prescription discount card at over 57,000 participating pharmacies. Or use the mail order pharmacy service for savings and convenience!

Vision & Hearing Savings Programs
Save up to 60% on eyeglasses and contact lenses at thousands of retail optical locations nationwide and by mail. Members also receive discounted medical eye examinations and save up to 25% on surgical procedures, including LASIK. Plus, save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Purchases are backed by the BelCare™ program, which includes free inspections, cleanings, and adjustments.

Freedom Checking

  • Unlimited check writing with no per-check charges
  • Free Online Banking with Bill Pay
  • Free Visa® CheckCard
  • Check Safekeeping
  • Online Check Imaging
  • 24-Hour Telephone Banking
  • Guaranty Options available for $5 a month

Interest Checking

  • Unlimited check writing with no per-check charges
  • Tiered Interest; the higher the balances, the more you earn
  • $12 monthly service charge waived with $1,000 minimum daily balance
  • Free Online Banking with Bill Pay
  • Free Visa® CheckCard
  • Check Images with Statement
  • 24-Hour Telephone Banking
  • Guaranty Options available for $5 a month

Account must maintain a $500 average daily balance to earn interest

Money Market Checking

  • Unlimited check writing with no per-check charges
  • Tiered Interest; the higher the balance, the more you earn
  • $20 monthly service charge waived with $10,000 minimum daily balance
  • Free Online Banking with Bill Pay
  • Free Checks and Free Visa® CheckCard
  • Free Travelers Checks, Offi cial Checks and Money Orders
  • Check Images with Statement
  • Guaranty Options available for $5 a month

Account must maintain a $1,000 average daily balance to earn interest.

Guaranty Options

For only $5 a month, add these great benefits to your Money Market, Freedom, or Interest Checking Account:

Free Checks
Receive your personally imprinted checks at no charge. One style, one box per order.

Emergency Travel Assistance Services
Travel with the peace of mind that help is just a phone call away if you need emergency cash or assistance with lost/stolen luggage or travel documents.

Local & National Dining Savings
Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries, for catering, take-out, and delivery.

Local & Online Shopping Discounts
Enjoy access to discounts at a variety of retailers locally and online. Take advantage of savings on clothing, electronics, jewelry, books, and much more! Also, save on professional and automotive services such as house cleaning, lawn care, oil changes and new tires!

Travel, Hotel & Recreation Discounts
Save up to 50% at over 15,000 hotels in popular destinations worldwide. Take advantage of additional savings on car rentals, vacations, golf, movie tickets, theme parks and other exciting activities.

Monthly Statement with Imaged Checks Freedom
Account holders can now enjoy the convenience of having images of checks on monthly statements. There is less bulk for you to store, and imaged checks make it easy to keep all your banking information together.

$5,000 Travel Accidental Death Insurance
You're protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier—scheduled airline, bus, taxi, and train.

Payment Card & Identity Theft Protection
If you ever lose a registered credit, debit, or ATM card, simply call our 24-Hour toll-free number, and all your card issuers will be notified for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.

Loyalty Checking

  • Unlimited check writing with no per-check charges
  • $7 monthly service charge waived with $1,000 minimum daily balance in a CD or savings account, or $2,500 minimum daily balance in a money market savings account
  • Free Online Banking with Bill Pay
  • Free Visa® CheckCard & 24-Hour Telephone Banking
  • Check Images with Statement
  • Link your savings & checking account for automatic overdraft protection with no transfer fees!

FREE CHECKS

Receive your personally imprinted checks at no additional cost. One style, one box per order.

USE ANY ATM IN AMERICA FOR FREE!

Use your checkcard to obtain cash from a nationwide network of ATMs... and First Guaranty will never charge you a fee!

Does not include surcharges imposed by other financial institutions.

$5,000 TRAVEL ACCIDENTAL DEATH INSURANCE

You are protected with $5,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier, which includes scheduled airline, bus, taxi, and train.

PAYMENT CARD & IDENTITY THEFT PROTECTION

If you ever lose a registered credit, debit, or ATM card, simply call our 24-hour toll-free number, and all your card issuers will be notifi ed for you. Should you become an identity theft victim, you are eligible for reimbursement of up to $1,000 in direct costs associated with recovering your identity.

EMERGENCY TRAVEL ASSISTANCE SERVICES

Travel with the peace of mind that help is just a phone call away if you need emergency cash or assistance with lost/stolen luggage or travel documents.

DINING & ONLINE SHOPPING DISCOUNTS

Enjoy savings of up to 50% at hundreds of dining establishments ranging from upscale restaurants to casual family eateries! Enjoy access to discounts at a variety of retailers locally and online. Take advantage of savings on clothing, electronics, jewelry, books, professional services such as lawn care, oil changes and new tires!

TRAVEL, HOTEL, & RECREATION DISCOUNTS

Save up to 50% at over 15,000 hotels in popular destinations worldwide. Take advantage of savings on car rentals, vacations, golf, movie tickets, theme parks and other exciting activities.

Loyalty Plus Checking

ENJOY THE BENEFITS OF LOYALTY CHECKING, PLUS...

GREAT RATES

Maximize your earnings by taking advantage of our great tiered interest rates on balances over $500. Enjoy unlimited check writing with no-per check charges - plus, no other minimum account balances are required!

Account must maintain a $500 average daily balance to earn interest.

FREE TRAVELERS CHECKS,OFFICIAL CHECKS AND MONEY ORDERS

Just stop by the bank and we'll provide these at no charge.

FREE SAFE DEPOSIT BOX

Receive a 3" x 5" safe deposit box free for one year.

Subject to availability. Valid at time of initial safe deposit box opening only.

PHARMACY SAVINGS PROGRAM

Conveniently enjoy savings with your prescription discount card at over 57,000 participating pharmacies. Or use the mail order pharmacy service for savings and convenience!

VISION SAVINGS PROGRAM

Save up to 60% on eyeglasses and contact lenses at thousands of retail optical locations nationwide and by mail. Members also receive discounted medical eye examinations and save up to 25% on surgical procedures, including LASIK.

HEARING SAVINGS PROGRAM

Save 15% on over 70 models of hearing aids through a nationwide network of hearing care offices. Purchases are backed by the BelCare™ program, & includes free inspections, cleanings, and adjustments. Enjoy savings on Beltone hearing products, plus scheduled maintenance and follow-up for your hearing aids.

ALL THIS VALUE FOR ONLY $5 PER MONTH.

The Gold Club

You've Earned the Best in Life... So you deserve the best in banking. That's why First Guaranty Bank has created the Gold Club - an exclusive array of benefits for only our best customers. From the private banking suite at our main office to select "members-only" bonus rates on CDs and discount rates on installment loans, the Gold Club offers you a one-of-a-kind banking experience. You can enjoy a cup of coffee, read the newspaper, or simply relax while your personal Gold Club Banker takes care of whatever banking needs you may have. And Gold Club membership comes with special perks. Reserve our corporate boardroom for your private gatherings or business meetings.

  • Option #1: Maintain an aggregate balance of $15,000 in any combination of deposit accounts. These include checking, savings, or certificates of deposit.
  • Option #2: Qualify for and maintain a loan balance of $50,000, provided you also maintain a checking or savings account balance. (In any month that your balances fall below the aggregate requirement, a $15.00 service charge will be assessed.)
  • Option #3: As an alternative to meeting either of the above qualifications, you can choose to pay a monthly Gold Club fee of $15.00.

Wealth Management

At First Guaranty Bank, we have a variety of products to help you plan for the future, including:

  • Money Market Accounts
  • IRAs
  • Certificates of Deposit (CDs)
  • Flexible CDs
  • Regular and Minor Savings Accounts

Call 301-2000 today or visit any of our 6 Financial Centers to speak with a financial expert about all of your savings needs.

Online Banking with Billpay

Connect with the bank through the Internet at any time, day or night, to check balances, make transfers, make payments, and reconcile accounts. If combined with Web Bill Payment Services, you can make payments without having to write checks, or address, stamp and mail envelopes. Internet banking is secure and confidential. Your unique ID and password are required before any information about your account can be obtained and your complete account numbers never appear on your screen. In addition, all data is automatically encrypted. For more information, call 301-2000 or visit any of our 6 Financial Centers to speak with a First Guaranty Bank Client Services Representative.

Credit Cards

First Guaranty Bank VISA: Enjoy all of the buying power advantages a First Guaranty Bank VISA has to offer including:

  • Instant credit and acceptance at more than 14 million places around the world.
  • Access to cash advances at thousands of automated teller machines.
  • Fraud protection.
  • Itemized statements.
  • The security of not having to carry cash or your checkbook.
  • All with no annual fee, low fixed rates, and credit lines of up to $50,000.

For more information, call 301-2000 or visit any of our Locations to speak with a First Guaranty Bank Client Services Representative.