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It's a Wonderful Life, Jacksonville…

As Jacksonville's oldest banking institution, First Guaranty is built on a solid foundation of time-tested, sound financial policies. We are well capitalized and FDIC insured. And because we are a privately owned, home town bank, we not only know our business, we know you by name.

"Each man's life touches so many other lives. When he isn't around, he leaves an awful hole, doesn't he?" —Clarence, George Bailey's guardian angel in Frank Capra's inspirational film, It's a Wonderful Life.

George Bailey, the main character in this classic movie, dedicated his life to the success of the Bailey Building and Loan. In the film, George works tirelessly to do what is right, improving the lives of everyone around him.


The people of First Guaranty Bank also strive to make a difference—a positive impact in your life and the lives of everyone in our community.

Transaction Account Guarantee Program Disclosure

First Guaranty Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non interest-bearing* transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC's general deposit insurance rules.


*Also included in the program are the following interest-bearing checking account products: Interest Checking (with and without Guaranty Options), Loyalty Checking Plus, the NOW account and the IOTA account (Interest on Lawyers Trust Account)